Share Account

Share Account

Our savings account is called a Share Account because once you open it, you own a share of Zia Credit Union, with a say in everything we do. Doesn't exactly sound like a bank, does it? That's because we're not one.

Unlike a bank, which is motivated by profiting off its customers, we are a not-for-profit financial institution with the sole focus to strengthen our members' financial well-being.

Summary
  • Earns competitive interest
  • No monthly service fee
  • $25 minimum balance required for credit union membership
  • Free online banking
  • Free eStatements
  • Can be used as overdraft protection
  • Direct deposit available
  • Federally insured to $250,000 by NCUA

Take a look at our current rates.