
Share Account
Our savings account is called a Share Account because once you open it, you own a share of Zia Credit Union, with a say in everything we do. Doesn't exactly sound like a bank, does it? That's because we're not one.
Unlike a bank, which is motivated by profiting off its customers, we are a not-for-profit financial institution with the sole focus to strengthen our members' financial well-being.
- Summary
- Earns competitive interest
- No monthly service fee
- $25 minimum balance required for credit union membership
- Free online banking
- Free eStatements
- Can be used as overdraft protection
- Direct deposit available
- Federally insured to $250,000 by NCUA






