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Home For The Holidays

What do the holidays mean to you? With Zia's BEST Mortgage Refinance Programs, we'll help you start making holiday memories and traditions. Whether you qualify for a 10-year mortgage or a 15-year mortgage, you can make any house a home when you refinance with Zia. Take a look at the options! We're making it easy to be home in time for the holidays.

• 15 years or less left on your loan • 20 years or less left on your loan
• Appraisal waived • Appraisal waived
• $500 in lending credits towards closing costs* • $750 in lending credits towards closing costs*
• Cash out available • Cash out available

Make the smart choice!

*Product is a 10- or 15-year closed-end first mortgage at a fixed rate on primary residence. Excludes investment properties or second homes. Mobile homes must be affixed to a permanent foundation and assessed as real property. Property must be in the state of New Mexico. All loans are subject to credit, income, debt, and membership qualifications. Closing cost credit applicable for members with a Kasasa® Rewards Checking Account. Appraisals may be waived for loan amounts up to $250,000 contingent upon acceptable alternate valuation methods. Rates are subject to change daily. Offer valid through October 31, 2021. See credit union for full details. This Credit Union is federally insured by the National Credit Union Administration. Equal Housing Opportunity. NMLS# 562868.