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How Long Have You Been Home?

Do you have 15 years or less left on your mortgage? Then we have a smart move for you. 

Check out a 10-year smart refinance mortgage with Zia!

When you do, you'll get rates as low as 2.625% (3.124% APR).*

Let's not stop there. You'll also have your appraisal fee waived AND if you have or open a Kasasa® Checking Account you'll get $500 in lending credits towards your closing costs.**

Make the smart move, with Zia!


Apply Now

This Credit Union is federally insured by the National Credit Union Administration. Equal Housing Opportunity. NMLS#562868. *APR = Annual Percentage Rate. **Product is a 10-year closed-end first mortgage at a fixed rate on primary residence. Excludes investment properties or second homes. Mobile homes must be affixed to a permanent foundation and assessed as real property. Property must be in the state of New Mexico. All loans are subject to credit, income, debt, and membership qualifications. Closing cost credit applicable for members with a Kasasa® Rewards Checking Account. Appraisals may be waived for loan amounts up to $250,000 contingent upon acceptable alternate valuation methods. Rates are subject to change daily. Offer valid through December 31, 2020. See credit union for full details.