Clear Skies Ahead
Lower Your Auto Rate by up to 2.00% APR*
Break Free from a Stormy Rate
If your auto loan feels like an endless uphill climb, it might be time for clearer skies. Refinancing your car or truck with Zia could lower your rate, reduce your monthly payment, and help you reach the finish line sooner.
When you refinance with Zia, you can count on these:
Sunny, Flexible Terms & Affordable Payments
Local Decisions—No Forecast Delays
Friendly, Attentive Service from Start to Finish
Leave the clouds behind and cruise into smoother financial weather.
Clear skies—and better rates—are ahead with Zia.
PLUS, with a Zia auto loan, you may qualify for better rates on other accounts. Ask us about ZAP Member Rewards!
*APR=Annual Percentage Rate. Membership eligibility required. Zia reserves the right to extend, alter, or cancel this promotion at any time. Approved rate will be the higher of these: either 2.00% APR less than member’s current external auto loan rate or Zia’s current minimum floor rate. New rate cannot be lower than Zia’s minimum floor rate. Must meet loan qualifying criteria. All auto loans are subject to credit approval. Loans financed through dealer or manufacturer at 0.00% are ineligible. Proof of current, external rate required. †No payment for 70 days, whereby the first payment is extended up to 70 days from the date the loan is funded. Finance charges will begin to accrue when the loan is funded, and negative amortization may occur. See credit union for more details.
This credit union is federally insured by the National Credit Union Administration.