Our Story

Zia Credit Union is not really about us. It's actually all about you!

We are a not-for-profit, cooperative financial institution owned and run by you, our depositing members! Zia Credit Union was organized in 1955, to serve and provide our members with a safe place to save and borrow at reasonable rates. Fast forward to the present day, and members like you are still pooling their funds to make loans to one another. Our Board of Directors and Supervisory Committee volunteers are made up of -you guessed it- members, and are elected to serve by members. All planning, product and service development, operations, and financial management is conducted solely for the benefit of you, our member!

How do I become a member?

We're glad you asked! There's really nothing to it at all. Membership is available to those who live, work or worship in Los Alamos County, Rio Arriba County, Taos County, and Santa Fe County. Membership is also available to their immediate families.

Learn more and apply online in just minutes.

Once you join, you'll have full access to all our premium accounts and services. As a not-for-profit institution, our dividends and interest rates are outstanding! And we have been proudly serving members in Northern New Mexico since 1955.

Our Why

To make a positive impact in the lives of our members, employees and community.

Our Mission

To empower generations of northern New Mexico families to achieve their dreams through personalized service, education, and lending, with our members' best interest at heart.

Our Vision

Zia Credit Union will continue to focus on solutions to meet your financial needs!