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As a non-profit cooperative, we want to share the wealth with our members. Join in — and keep it going — with just $25.

  • Savings account that earns competitive dividends
  • Serves as your share of ownership in Zia Credit Union
    • $25 minimum balance required to maintain credit union membership
  • No monthly service fee
  • Can be used as overdraft protection
  • Direct deposit available for your convenience
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • Take advantage of shared branching
  • $25 minimum deposit to open
  • Federally insured to $250,000 by NCUA