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RatesCalculator

Like you, we drive these Northern New Mexico roads every day. Look to your neighbors when it’s time to upgrade your vehicle.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Quick Decisions
Visit us at one of our three branches to apply for a loan today

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  • Competitively low rates for new or used vehicles
  • Up to 130% financing available, including tax and title1
  • Budget-friendly repayment terms up to 7 years:
    • Terms of up to 84 months for new models (2021 and newer)
    • Terms of up to 75 months for used models (2015-2020)
    • Terms of up to 72 months for used models (2012-2014)
    • Terms of up to 48 months for older models (2011 and older)
  • Free pre-approval for extra confidence upon negotiations
  • Refinance your current vehicle to potentially lower your rate
  • Extended member protection available (see below)
  • Local decision-making and processing in Northern New Mexico
  • Attentive, friendly service from start to finish

1130% financing available on approved credit. May be higher based on credit score.

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  • Protection if vehicle is totaled or stolen
  • Pays difference between what insurance covers and what you still owe
  • Low-cost protection up to $595 can be rolled into loan
  • Will cover insurance deductible up to $1,000
  • May be applied towards any vehicle owned by the primary borrower
  • May provide additional $1,000 toward purchase of a replacement vehicle1
  • Bonus Drive Rebate Program may be available (ask lender for details)

1The vehicle must be financed with Zia Credit Union and the funds applied toward down payment.

Visit us at one of our three branches to apply for a loan today