Auto Loans 

Really miss that new car smell? How about the way a new car drives? If it's been a while since you upgraded your current set of wheels, come see us! We offer amazing, low rates on auto loans! Make your shopping experience even better and get a pre-approved auto loan before you visit the car lot! We can also help you refinance an existing auto loan for a lower rate to save you money. And since we process loans in-house, you won't have to wait forever for a decision.

See Current Rates | Financial Calculators

  • Loans for new or used cars, trucks, SUVs, motorcycles, etc.
  • Get up to 100%* financing, including tax and title
  • Low rates
  • Affordable payment plans
  • Terms up to 7 years
  • Local decision-making for fast approvals
  • Extended member protections available
  • Friendly, attentive service

*100% financing available on approved credit.  May be higher based on credit score.

Member Protections
  • Protection if vehicle is totaled or stolen
  • Pays difference between what insurance covers and what you still owe
  • Low-cost protection up to $495 can be rolled into loan
  • Will also cover insurance deductible up to $1,000.  This may be applied towards any vehicle owned by the primary borrower.
  • May provide additional $1,000 toward purchase of a replacement vehicle*
  • Bonus Drive Rebate Program may be available, ask your lender for details.

*The vehicle must be financed with Zia Credit Union and the funds applied toward down payment.