Really miss that new car smell? How about the way a new car drives? If it's been a while since you upgraded your current set of wheels, come see us! We offer amazing, low rates on auto loans! Make your shopping experience even better and get a pre-approved auto loan before you visit the car lot! We can also help you refinance an existing auto loan for a lower rate to save you money. And since we process loans in-house, you won't have to wait forever for a decision.
- Loans for new or used cars, trucks, SUVs, motorcycles, etc.
- Get up to 100%* financing, including tax and title
- Low rates
- Affordable payment plans
- Terms up to 7 years
- Local decision-making for fast approvals
- Extended member protections available
- Friendly, attentive service
*100% financing available on approved credit. May be higher based on credit score.
- Member Protections
- Protection if vehicle is totaled or stolen
- Pays difference between what insurance covers and what you still owe
- Low-cost protection up to $495 can be rolled into loan
- Will also cover insurance deductible up to $1,000. This may be applied towards any vehicle owned by the primary borrower.
- May provide additional $1,000 toward purchase of a replacement vehicle*
- Bonus Drive Rebate Program may be available, ask your lender for details.
*The vehicle must be financed with Zia Credit Union and the funds applied toward down payment.