Mortgage Loans

While we have nothing against landlords, giving your money away each month is not the quickest route to financial independence. Turn those rent payments into equity in your own home and start building security.

Zia Credit Union is your complete mortgage lending solution to help you move into your new home or refinance your existing property faster and easier than all other lenders. With various loan options, you can enjoy low rates for payments that you can fit into your budget. Our Mortgage Center gives you the power to make good decisions when buying or refinancing your home. Visit our Mortgage Center here.

Financial Calculators

Our local mortgage experts are here to help you plant your roots! The best part is we are only a call or click away.

Valerie Martinez
Mortgage Loan Manager

Terese Sisneros
Mortgage Loan Processor

  • Competitive low rates
  • Fixed and ARM (adjustable rate mortgages) available
  • Rate-locks available
  • Get pre-approved for better bargaining power
  • Build equity in your own home
  • Finance your single/doublewide mobile homes with land with us
  • No prepayment penalty
  • Local decision-making with friendly, respectful service