Share and Share Certificate Secured Loans

They say sharing is caring. That's why our share or share certificate secured loans offer our lowest rate. Secure financing using your share  or share certificate as collateral.

This allows you to keep your savings momentum moving forward without thwarting any long-term goals. A Zia Credit Union lender will be happy to let you know how you can apply.

See Current Rates

  • Loan secured by your share account or share certificate 
  • Enjoy getting our lowest loan rate
  • Interest only 2.50% above dividend rate earned on balances
  • Continue earning dividends on your share or share certificate
  • Terms up to 10 years
  • Easy application process
  • Local decision-making
  • Friendly, attentive service