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Share Secured Loans

They say sharing is caring. That's why our share secured loans offer our lowest rate. Secure financing using your share as collateral.

This allows you to keep your savings momentum moving forward without thwarting any long-term goals. A Zia Credit Union lender will be happy to let you know how you can apply.

See Current Rates

Summary
  • Loan secured by your savings account or share certificate balances as collateral
  • Enjoy getting our lowest loan rate
  • Interest only 2.50% above dividend rate earned on balances in savings
  • Continue earning dividends on your savings
  • Easy access to needed funds without depleting savings
  • Terms up to 10 years
  • Easy application process
  • Local decision-making
  • Friendly, attentive service