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Used Auto Loans

If it's been a while since you upgraded your current set of wheels, come see us! We offer amazing, low rates on used auto loans! Make your shopping experience even better and get a pre-approved auto loan before you visit the car lot! We can also help you refinance an existing auto loan for a lower rate to save you money. And since we process loans in-house, you won't have to wait forever for a decision.

See Current Rates | Financial Calculators

Summary
  • Loans for new or used cars, trucks, SUVs, motorcycles, etc.
  • Easy financing includes tax and title
  • Low rates
  • Affordable payment plans
  • Terms up to 6 years for newer models (2007-2012 vehicles)
  • Local decision-making for fast approvals
  • Extended member protections available
  • Friendly, attentive service
Member Protections
  • Protection if vehicle is totaled or stolen
  • Pays difference between what insurance covers and what you still owe
  • Low-cost protection up to $295 can be rolled into loan
  • Will also cover insurance deductible up to $1,000
  • May provide additional $1,000 toward purchase of a replacement vehicle*

*The vehicle must be financed with Zia Credit Union and the funds applied toward down payment