Rates

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Share accounts require a $25 minimum deposit to open account. Share account dividends are earned on the average daily balance for the month. Fees may reduce earnings.

Traditional and Roth IRA contribution maximum is $5,500 for 2018 if under 50 years of age, and $6,500 if 50 years of age and over; Coverdell Education Savings Account contribution maximum for 2018 is $2,000. Members 50 years of age and older receive an additional 0.15% on all share certificates listed. Share certificate rates are fixed until maturity. Penalty for early withdrawal may apply. Share certificate interest penalties are as follows: Twelve months and under equals a three month interest penalty, over twelve months equals a six month interest penalty.

For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of April 15, 2019. The Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors.
All deposited funds earn the rate for the tier.
Only the funds that comprise each tier will earn the rate for such tier.For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (505) 662-4671.