APY = Annual Percentage Yield. Rates effective as of January 1, 2021.
Kasasa Cash* Learn More
Tier | Dividend Rate | APY |
---|---|---|
0 - $50,000 | 1.03% | 1.04% |
$50,000.01+ | 0.15% | 0.15% |
Qualifications not met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online or mobile banking
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver* Learn More
Tier | Dividend Rate | APY |
---|---|---|
0 - $25,000 | 0.51% | 0.51% |
$25,000.01+ | 0.20% | 0.51% to 0.20% |
Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online or mobile banking
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Share Savings Learn More
Tier | Dividend Rate | APY |
---|---|---|
0 - $1,999 | 0.05% | 0.05% |
$1,999.01 - $3,999 | 0.05% | 0.05% |
$3,999.01 - $39,999 | 0.10% | 0.10% |
$39,999.01+ | 0.15% | 0.15% |
Share accounts require a $25 minimum deposit to open account. Share account dividends are earned on the average daily balance for the month. Fees may reduce earnings.
Christmas Club Learn More
Tier | Dividend Rate | APY |
---|---|---|
0 - $1,999 | 0.10% | 0.10% |
$1,999.01 - $3,999 | 0.10% | 0.10% |
$3,999.01 - $39,999 | 0.15% | 0.15% |
$39,999.01+ | 0.15% | 0.15% |
Kirby Kangaroo Kids Learn More
Tier | Dividend Rate | APY |
---|---|---|
0 - $1,999 | 0.05% | 0.05% |
$1,999.01 - $3,999 | 0.05% | 0.05% |
$3,999.01 - $39,999 | 0.10% | 0.10% |
$39,999.01+ | 0.15% | 0.15% |
Share Certificate / IRA Share Certificate ($1,000 & Greater) Learn More
Term | Dividend Rate | APY |
---|---|---|
90 Days | 0.10% | 0.10% |
180 Days | 0.15% | 0.15% |
12 Months | 0.25% | 0.25% |
18 Months | 0.35% | 0.35% |
24 Months | 0.45% | 0.45% |
30 Months | 0.45% | 0.45% |
36 Months | 0.50% | 0.50% |
48 Months | 0.60% | 0.60% |
60 Months | 0.70% | 0.70% |
Share Certificate / IRA Share Certificate ($10,000 & Greater) Learn More
Term | Dividend Rate | APY |
---|---|---|
90 Days | 0.15% | 0.15% |
180 Days | 0.15% | 0.15% |
12 Months | 0.40% | 0.40% |
18 Months | 0.45% | 0.45% |
24 Months | 0.50% | 0.50% |
30 Months | 0.50% | 0.50% |
36 Months | 0.60% | 0.60% |
48 Months | 0.70% | 0.70% |
60 Months | 0.80% | 0.80% |
Share Certificate / IRA Share Certificate ($95,000 & Greater) Learn More
Term | Dividend Rate | APY |
---|---|---|
90 Days | 0.15% | 0.15% |
180 Days | 0.25% | 0.25% |
12 Months | 0.45% | 0.45% |
18 Months | 0.45% | 0.45% |
24 Months | 0.55% | 0.55% |
30 Months | 0.55% | 0.55% |
36 Months | 0.70% | 0.70% |
48 Months | 0.80% | 0.80% |
60 Months | 0.90% | 0.90% |
Share certificate rates are fixed until maturity. Penalty for early withdrawal may apply. Share certificate interest penalties are as follows: Twelve months and under equals a three month interest penalty, over twelve months equals a six month interest penalty.
Disclaimer
*Annual Percentage Yield (APY) is accurate as July 1, 2020. This is a Dividend Rate and APY as of the last dividend declaration date of July 1, 2020. The Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors. All deposited funds earn the rate for the tier. Only the funds that comprise each tier will earn the rate for such tier. Offer subject to change at anytime without prior notice. Fees may reduce the earnings on dividend-earning accounts. For current rates, please call (505) 662-4671.
Signature Loan Learn More
Loan Type | Term | APR1 |
---|---|---|
Signature Loan | Up to 36 months | as low as 9.99%1 |
Signature Loan | 48 months | as low as 10.49%1 |
Signature Loan | 60 months | as low as 11.99%1 |
Signature Line of Credit (including Overdraft Protection) |
36 months | as low as 9.99%1 |
Disclaimer
*APR = Annual Percentage Rate. APR effective 02/01/2020. All loans subject to credit approval. Your actual APR will be determined at the time of your loan disbursement and will be based on your application and credit information. Not all applicants will qualifiy for the lowest adverstised rate. Rates subject to change without notice.
For more current rates, please call (505) 662-4671.
Credit Builder Loan Learn More
Loan Type | Term | APR1 |
---|---|---|
Credit Builder Loan | 12 Months | as low as 17.50%1 |
Disclaimer
*APR = Annual Percentage Rate. APR effective 02/01/2020. All loans subject to credit approval. Your actual APR will be determined at the time of your loan disbursement and will be based on your application and credit information. Not all applicants will qualifiy for the lowest adverstised rate. Rates subject to change without notice.
For more current rates, please call (505) 662-4671.
Auto Loans Learn More
Loan Type | Term | APR1 |
---|---|---|
New Auto Loan (2020 or newer) | 60 months3 | as low as 3.24%1 |
New Auto Loan | 72-75 months3 | as low as 3.49%1 |
New Auto Loan | 84 months3 | as low as 4.24%1 |
Used Auto Loan (2014-2019) | 36 months3 | as low as 3.74%1 |
Used Auto Loan (2014-2019) | 48 months3 | as low as 3.99%1 |
Used Auto Loan (2014-2019) | 60 months3 | as low as 4.49%1 |
Used Auto Loan (2014-2019) | 72-75 months3 | as low as 4.99%1 |
Used Auto Loan (2011-2013) | 24 months3 | as low as 4.74%1 |
Used Auto Loan (2011-2013) | 36 months3 | as low as 4.74%1 |
Used Auto Loan (2011-2013) | 48 months3 | as low as 4.74%1 |
Used Auto Loan (2010 and older) | 24 months3 | as low as 8.75%1 |
Used Auto Loan (2010 and older) | 36 months3 | as low as 9.25%1 |
Used Auto Loan (2010 and older) | 48 months3 | as low as 9.75%1 |
Disclaimer
*APR = Annual Percentage Rate. APR effective 07/01/2020. All loans subject to credit approval. Your actual APR will be determined at the time of your loan disbursement and will be based on your application and credit information. Not all applicants will qualifiy for the lowest adverstised rate. Rates subject to change without notice.
For more current rates, please call (505) 662-4671.
Secured Loan Learn More
Loan Type | Term | APR1 |
---|---|---|
Share/Share Certificate Loan | Up to 144 months | Share/Share Certificate Rate + 2.50% |
Other Secured Loan5 | Up to 120 months4 | as low as 4.99% |
Disclaimer
*APR = Annual Percentage Rate. APR effective 02/01/2020. All loans subject to credit approval. Your actual APR will be determined at the time of your loan disbursement and will be based on your application and credit information. Not all applicants will qualifiy for the lowest adverstised rate. Rates subject to change without notice.
For more current rates, please call (505) 662-4671.
Credit Card
Type | APR |
---|---|
VISA "Low Rate" | as low as Prime + 4.74% |
VISA - Secured | as low as Prime + 7.49% |
VISA Signature / Cash Back | as low as Prime + 7.74% |
Disclaimer
*APR = Annual Percentage Rate. APR effective 02/01/2020. All loans subject to credit approval. Your actual APR will be determined at the time of your loan disbursement and will be based on your application and credit information. Not all applicants will qualifiy for the lowest adverstised rate. Rates subject to change without notice.
For more current rates, please call (505) 662-4671.