Summer Skip!

As the mercury rises, so too can financial woes. The kids are out of school and they want to go to the store and to the museum, and to their friends' houses. You need a break...if only there was some way you could find relief! No, we're not starting a carpool service, but we are bringing back a summer favorite. This summer, we're giving you the option to skip your loan payment for July or August!

Like a cool, refreshing dip in the pool or a rejuvenating spa trip, the Zia Summer Skip is your opportunity to relax, unwind, and have one less thing to worry about. Everyone deserves some summer fun, find yours with Zia.

*This offer is valid 06/13/2025 – 08/31/2025. The following types of loans are not included: Single Payment, Real Estate, Mobile Home, Credit Cards and Lines-of-Credit. All Zia Credit Union accounts must be current and in good standing, at least six (6) months of payments must have been made on the loan(s) you wish to skip, payments may not be skipped for two consecutive months, and a loan may not be paid more than 90 days in advance. Offer excludes members that have deferred a loan payment in the last 6 months. Fee(s) must be paid prior to processing. This offer is not transferable and may not be used in conjunction with any other discounts, offers, or coupons. Deferment of payment will extend the life of the loan(s) and may cause an increase in the total finance charge and final payment amount. The first payment after the skipped period may be all, or in part, applied to accrued interest. The extension of the loan(s) may not be covered by credit insurance or Guaranteed Asset Protection coverage you may have. If the loan payment(s) is/are made by Zia Credit Union internal transfer, cash, or Bill Pay, the due date will advance according to the payment schedule, skipping the appropriate number of payments equivalent to one month. If the loan payment(s) is/are automatically deducted through payroll distribution, ACH origination, or from an account at another institution, we will deposit the payment to your regular savings (share) account on the payment due date. Interest continues to accrue, and all other loan terms and provisions remain unchanged. This agreement does not constitute a new loan. There will be a $40 Skip- A-Payment fee for each skipped loan payment.