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You've dreamt of the day you can kick your feet up, knowing your work is done. You've dreamt of the day you can retire! Wouldn't it be nice if you could retire your mortgage payment as well?

Zia is making it easy with our Smart Refinance Mortgage. You can lock in your rate and choose between 10 and 15-year term options that fit your budget and even your retirement plan.

With a shorter-term and easier-to-make payment, you can save more for retirement and look forward to leaving the early morning commutes, the meetings, and your mortgage payment behind.

Pretty soon, every day will be casual Friday!

Apply Now!


This Credit Union is federally insured by the National Credit Union Administration. Equal Housing Opportunity. NMLS# 562868.

*Product is a 10- or 15-year closed-end fifirst mortgage at a fifixed rate on primary residence. Excludes investment properties or second homes. Mobile homes must be affifixed to a permanent foundation and assessed as real property. Property must be in the state of New Mexico. All loans are subject to credit, income, debt, and membership qualififications. Rates are subject to change daily. Offer valid through 10/31/2022. Relationship discounts of up to 0.45% APR depending on member qualififications. APR = Annual Percentage Rate. See credit union for full details.