Change in Terms Notice
On February 1, 2026 following changes will be made to Zia Credit Union’s Fee Schedule. The new schedule supersedes any previous fee schedule provided by Zia CU. This notice is being provided January 1, 2026.
| Item | Fee (Effective 02/01/2026) |
|---|---|
| Account Below Par Fee | $0.00 (Eliminated was $5.00) |
| ATM Usage Fee/In-Network | $1.00 per transaction (New) |
| ATM Usage Fee/Out-of-Network | $3.00 per transaction (Fee Name Changed) |
| Replacement Debit Card Fee | $10.00 per card (Increased by $5) |